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개인연금 유형별 보유 비율입니다.
세제적격과 비적격은 연금 가입시 세제혜택 제공 시점에 따라 구분됩니다.
* 세제적격연금 : 납입기간 동안 납입보험료에 대한 세제혜택 제공. 연금수령 시 연금소득세 과세
* 세제비적격연금 : 납입기간 동안 납입보험료에 대해 세제혜택 없음. 연금수령 시 연금소득세 면제
※ 차트 : 2022년 기준
(자료출처 : 보험개발원 은퇴시장 리포트)
* 데이터 업데이트시기 : 격년도 12월
통계표
(단위: %)
개인연금 유형별 보유 비율
연도
세제적격
변액연금
일반연금
2013
59.7
29.0
11.2
2015
56.0
30.0
13.0
2017
58.6
34.6
6.8
2019
64.2
31.8
4.0
2022
67.4
25.0
7.5