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실손보험 손해율입니다.
※ 경과손해율 = 발생손해액 / 보험료수익
※ 합산비율 = 경과손해율 + 사업비율 = (발생손해액+실제사업비) / 보험료수익
(자료출처 : 금융감독원 실손의료보험 사업실적)
* 데이터 업데이트시기 : 차년도 5월
통계표
(단위: %)
실손보험 손해율
| 연도 |
경과손해율 |
합산비율 |
| 2018 |
100.4 |
113.8 |
| 2019 |
111.6 |
125.5 |
| 2020 |
111.8 |
123.7 |
| 2021 |
113.1 |
124.6 |
| 2022 |
101.3 |
111.6 |
| 2023 |
103.4 |
113.7 |
